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Time Expressed

UPI has operation centers in several locations including Shanghai, Beijing, and Hong Kong. The expressions of time in this document, unless particularly indicated, are based on “Beijing time”.

Coordinated Universal Time (UTC) is the global standard time by which the world follows. Beijing time is 8 hours ahead of UTC. There is no Daylight Saving Time in China.

Unless otherwise specified, the “day” in this document refers to the calendar day, and the “business day” refers to the working day subject to local regulations of the country/region where the processing institution is located.


The terms and conditions in this document have quoted the following publications. Any later versions of these publications will be applied in this document unless otherwise specified.


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