6.Merchant-Presented QRCode: Merchant-Presented QRCode payment allows consumers to scan merchants’ QRcode, then initiate payment in the mobile App. After completing transaction, both merchant and consumer will receive notification.
5. Customer-Presented QRCode: When consumer clicks “QRCode Pay” in the App main page, App will request both EMV QRcode and URL mode barcode from UnionPay system and display them separately for...... the QRCode by clicking “Global QRCode” or “QRCode in China” at the bottom of the page.
UPI QRCode product can be used by UPI QRCode merchants to support a low-cost, convenient and secure innovative payment solution by either displaying a static/dynamic QRCode (Merchant-Presented) or scanning consumer's payment QRCode (Consumer-Presented).