5 Merchant-Hosted Merchant-Hosted solution is designed by UnionPay to offer a convenient online payment solution for debit and credit cards without entering PIN. In merchant-hosted solution, cardholders finish enrollment and payment processes at merchant/acquirer end without redirection in the entire payment flow.
First time authentication is required to help merchant reduce risk;
• Merchant-presented QR code payment(EMV mode)
• Merchant-presented QR code payment(URL mode)
For merchant, please submit ordr including following information: merchant name, country/region, contact person and contact information
6.Merchant-Presented QR Code: Merchant-Presented QR Code payment allows consumers to scan merchants’ QR code, then initiate payment in the mobile App. After completing transaction, both merchant and consumer will receive notification.
Enrollment and payment steps are finished on the merchant/acquirer page without redirection;
Merchant-presented QR Code data elements and formatting are as follows