Cardholder Account Management Service(CAMS)

Cardholders do not need to link their cards to the digital wallet or to online (Card-On-File) merchants. Based on Token technology and under the premise of ensuring cardholders' information security, tokens will be pushed to these merchants and be managed directly in the Issuer App, greatly improving cardholders’ payment experience. The functions mainly include: (1) Token Request; (2) Token Lifecycle Management.

  • Steps & Work Content
  • 1

    Apply for enrollment

    Submit a Business Application Form and exchange certificates.

  • 2

    System development

    Follow the implementation guide to modify the system.

  • 3

    Testing environment setup

    Download UnionPay App Emulators and connect to the UnionPay testing environment

  • 4


    Apply for testing on the UTSS platform, and colleague from UnionPay will help with the testing and debugging.

  • 5

    Go live

    Production environment parameter configuration. Go live after passing the testing.

  • Contact Us
  • If you have any further questions, please register and submit order in your user center.