Merchant-Hosted offers an easy and convenient payment user experience without being redirected from the merchant's page while ensuring a high level of security with prior card enrollment and cardholder identity verification before first use. After the card is enrolled, subsequent payment experiences will be a “one-click” experience, without the need to enter any card information or SMS code. Merchant-hosted is also one of the card-on-file scenarios of UPI token service. If the merchant or payment service provider wants to uses Payment Tokens in lieu of PANs in card-on-file database, the merchant can apply the payment tokens through UnionPay TSP system.

  • Steps & Work Content
  • 1

    Apply for membership and e-commerce acquiring license

    Contact the local UnionPay office, and fill in and submit the application form.

  • 2

    Download SDK and documents

    Download the SDK, implementation guide and interface specifications from the Institution Service Platform.

  • 3

    Submit the application form

    Submit the e-commerce acquiring application form with signature. TR Registration Form is additionally required for token service.

  • 4

    Modify the system

    Follow the implementation guide and interface specifications to modify the system.

  • 5


    Apply for testing on the UTSS platform, and conduct testing in UTSS.Apply for testing on the UTSS platform, and conduct testing in UTSS.

  • 6

    Go live

    Go live after passing the testing.

  • Contact Us
  • If you have any further questions, please register and submit order in your user center.