Commercial Card

UnionPay International is committed to providing businesses with one-stop solutions. UnionPay International’s Commercial Card provides meaningful solutions to all corporates with a convenient method for paying corporate expenses while ensuring compliance with company policies. Based on different target commercial sectors, the UnionPay Commercial Card is divided into the Business, Corporate and Purchase Cards. The UnionPay Business Card targets owners of SMEs, sole proprietors and entrepreneurs to help them conveniently and securely manage their purchasing and travel spending. The UnionPay Corporate Card is ideal for large domestic and multinational corporations to provide employees with a convenient method for paying T&E expenses. The UnionPay Purchasing Card offers large corporations and government institutions a simple solution to complex purchasing processes for online and offline transactions, while ensuring compliance with company policies. There is always a UnionPay Commercial Card to suit your needs.


UnionPay International Issuance License for a specific card type (credit, debit or prepaid)

Use Case

1 . Turkey Garanti Business Platinum

Turkey’s largest bankcard issuer Garanti issued the first UnionPay card, which is also the first UnionPay commercial card in the Middle East.


Target audience

• Turkish companies that trade with China and other countries in the Far East

• Chinese companies in Turkey

• Facilitate business owners’ and/or employees’ T&E payment


• Bonus Card - Cardholders gain Bonus points and spend these points at Bonus partners and merchants (applied to domestic tax)

• Local concierge service

• Travel insurance

• Entitled to all UnionPay Global offers


Higher IRF

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