Online QR Code

The online QRC is displayed on multi-media devices connected to the Internet other than cell phones, such as PCs, TVs and even games consoles. In this solution, consumers can scan the online QRC via the UnionPay-enabled wallet (app) on their phone to complete the payment, which is fast, safe and convenient. The online QR code is dynamic with a fixed amount in EMVCo as standard. It has two subtypes: SecurePay QRC and Online Merchant QRC.


To launch SecurePay QRC, acquirers and merchants must both support SecurePay.


  1. Non Face-to-Face E-Commerce payment

  2. TV Shopping

  3. Other multi-media devices, such as games consoles or live streaming platforms.

Payment Flow

Step 1: Bind a UnionPay card with the app.

Step 2: The cardholder scans the QRC on the screen.

Step 3: The cardholder confirms and submits the payment.

Step 4: The payment is complete. The merchant and cardholder both receive notifications.


Use Case

1 . SecurePay QRC

QR code generated by UPOP and displayed on the SecurePay page.


2 . Online Merchant QRC

QR code generated by the merchant/acquirer and displayed on the merchant’s page.



  1. Supports non Face-to-Face E-Commerce payment scenarios

  2. Acquirer/Merchant/UPOP generates the QR code

  3. Dynamic QR code with a fixed amount

  4. Only merchant-presented mode is available in Online QRC

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