Appalicability
To launch SecurePay QRC, acquirers and merchants must both support SecurePay.
Scenarios
Non Face-to-Face E-Commerce payment
TV Shopping
Other multi-media devices, such as games consoles or live streaming platforms.
Payment Flow
Step 1: Bind a UnionPay card with the app.
Step 2: The cardholder scans the QRC on the screen.
Step 3: The cardholder confirms and submits the payment.
Step 4: The payment is complete. The merchant and cardholder both receive notifications.
Use Case
1 . SecurePay QRC
QR code generated by UPOP and displayed on the SecurePay page.
2 . Online Merchant QRC
QR code generated by the merchant/acquirer and displayed on the merchant’s page.
Features
Supports non Face-to-Face E-Commerce payment scenarios
Acquirer/Merchant/UPOP generates the QR code
Dynamic QR code with a fixed amount
Only merchant-presented mode is available in Online QRC
- Steps & Work Content
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1
Apply for membership and an e-commerce acquiring license
Contact the local UnionPay office, and fill in and submit the application form.
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2
Submit the application form
Submit the signed e-commerce acquiring application form.
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3
Download SDK and documents
Download the SDK, implementation guide and interface specifications from the Institution Service Platform.
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4
Modify the system
Follow the implementation guide and interface specifications to modify the system.
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5
Online testing
Apply for testing on the UTSS platform and download the test app, then conduct testing in UTSS.Apply for testing on the UTSS platform and download the test app, then conduct testing in UTSS.
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6
Production testing
After passing the online testing, the local UnionPay office shall conduct the production testing.
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7
Go live
Go live after passing the testing.
Online Merchant QR Code
Online Merchant QR Code provides a convenient and secure payment solution for direct-connected merchants or UPI acquirers.
Kindly Reminder