UnionPay Conversion Rates API allows you to query UnionPay daily exchange rates for the 150+ global currencies in recent 90 days. You can provide a source and destination currency pair，a source amount, and a float percent(if any) and get back the effective conversion amount.
The exchange rates provided in this API are from UnionPay System. The applicable exchange rates in UnionPay System are composited data from multiple market sources and subject to market-oriented principle. Additional fees charged by Issuers (if any) and data rounding are excluded.
Normally, UnionPay card transactions apply the exchange rate of the transaction date, but under certain circumstances, the exchange rate on the settlement date may be applied. (Note: Transaction date is the day on which a transaction is initiated, while settlement date is the day on which UnionPay settles the transaction fund with the Acquirers and the Issuers.)
UnionPay system updates the exchange rates on a daily basis from Monday to Friday, and transactions occurring on Saturday and Sunday apply the latest exchange rate updated on Friday. Under normal circumstances, the exchange rates are updated at 16:30 Beijing Time (GMT+8). Please note that the update of exchange rates in the API may be later than the aforementioned UnionPay system update time.
Please note that the destination currency range you can access are determined to the approval of your production application.
Percentage of Float
UnionPay Rate Date
UnionPay Conversion Rate
UnionPay Conversion Amount
Effective Conversion Amount
Transparent user experience
You can request the float percent and amount number filled on your shopping website or app by cardholders through this API, so that they could know the reference price clearly.
UPI standard exchange rate
Get the latest standard exchange rate of UnionPay on demand
Calculate according to the business scenarios
Display on your overseas shopping website
Display currency conversion rates on your website or app for cardholders’ reference
Enhance user experience when travelling
Provide exchange rate inquiry as value-added service for travel apps’ customers.
The fee of the API is subject to UPI Fee Manual.
The currency range that the caller can access is related to its your business range.