Open API >Security & Risk >UnionPay 3-D Secure
UnionPay 3-D Secure
Security & Risk Merchant Acquirer Issuer Internet Payment
Automatically judge the risk level of cardholders and authenticate with frictionless mode and challenge mode.
API Introduction
API Introduction
What is it?

The 3-D Secure authentication protocol is based on a three-domain model where the Acquirer Domain and Issuer Domain are connected by the Interoperability Domain for the purpose of authenticating a cardholder during an electronic commerce (E-commerce) transaction or identity verification and account confirmation. 

Key Features

Support browser mode and In-App mode on mobile phones and other devices.

Improve user experience with controllable friction rate.

Easy implementation with unified global standard on system integration.

Fraud monitoring and management via risk-based authentication and enhanced data exchange.

More secure and flexible authentication methods.

Support ID&V in non-payment scenario.

When to Use it?

UnionPay 3-D Seure is used for cardholder identity authentication in an online transaction. By enabling both frictionless mode and challenge mode, UnionPay 3-D Secure helps to improve user experience and secure transactions.

Who Use it?
Merchant, Issuer and Acquirer
Where to Use it?
This API is available globally for cross-border and transactions outside of the Mainland China.
Flow Chart
Flow Chart

3DS流程图.png

API Reference
API Reference
  • Note
Note

For APIs included and response code, please refer to EMV® 3-D Secure Protocol and Core Functions Specification.

EMVCo reference address: https://www.emvco.com/emv-technologies/3d-secure/ 


Approved Third Party Institutions
Approved Third Party Institutions

UnionPay International helps to accelerate adoption of new technology by merchants, financial institutions, and other technology providers. Browse the approved 3-D Secure 2.0 Third Party Institution directory to look for partners meet your business needs.

Service Provider

ComponentVersion
RealeaseDateContact Info

HiTRUST 

Incorperated

ACS

2.1.0

2.2.0

2019/4/19

2021/5/24

Albert Chang

3ds_sales@hitrust.com

+886-909302682

7F, No 200, Kang-Chien Rd, Taipei 11494

Taiwan, China

HiTRUST 

Incorperated

3DS Server

2.1.0

2.2.0

2019/4/19

2021/5/12

Albert Chang

3ds_sales@hitrust.com

+886-909302682

7F, No 200, Kang-Chien Rd, Taipei 11494

Taiwan, China

Infinitium Solutions Sdn BhdACS2.1.02019/9/19

Ho Ching Wee

Info@infinitium.com

+603 7890 0058

B2-7-01, Meritus @ Oasis Corporate Park,

2, Jalan PJU 1A/2, 47301, 

Petaling Jaya, Selangor,

Malaysia

IsaacL and 

Korea Inc

ACS2.1.02019/9/27ilk@ilkr.com 
Cherri Tech, IncACS2.1.02019/10/28

Paul Tsai

3ds@cherricorp.com

+886 2 2562 1066

7F, No. 69 Nanjing East Road, Zhongshan District, Taipei

Taiwan, China

AsiaPay Limited3DS Server2.1.02019/11/8

Edward Ng

3dsecure@asiapay.com

+852 3173 1977

Unit 1701-05, 17/F, K. Wah Centre,191 Java Road, North Point, Hong Kong 

AsiaPay LimitedACS2.1.02019/11/14

Edward Ng

3dsecure@asiapay.com

+852 3173 1977

Unit 1701-05, 17/F, K. Wah Centre,191 Java Road, North Point, Hong Kong 

The Logic Group Enterprises Ltd3DS Server2.1.02019/11/22

David Brusey

david.brusey@barclaycard.co.uk

0330 1529391

Barclaycard, Logic House, Waterfront Business Park, Fleet, GU51 3SB, U

2C2P PTE LTDACS2.1.02019/11/22

Piyawit Manpanpanich

bd.3ds@2c2p.com

+66 2 116 7000

51 Tras Street, Level 2&3 Singapore 078990

TSYS Card Tech Services Limited3DS Server2.1.02019/12/13

Devendra Panwar

InterActiv3DS@tsys.com

+ 91 120 4191000

TSYS International, IT Steller Park, 7th Floor, Tower A, C-25, Sector 62, Noida 62, U.P (Pin : 201301), India

TSYS Card Tech Services LimitedACS2.1.02019/12/13

Devendra Panwar

InterActiv3DS@tsys.com

+ 91 120 4191000

TSYS International, IT Steller Park, 7th Floor, Tower A, C-25, Sector 62, Noida 62, U.P (Pin : 201301), India

SIBS Forward Payment Solutions S.A.ACS2.1.02019/12/4

Sandra Cruz

sandra.cruz@sibs.com

(+351) 217 813 000

SIBS Forward Payment Solutions S.A. R. Soeiro Pereira Gomes, Lote 1, 1649-031 Lisboa, PORTUGAL

SIBS Forward Payment Solutions S.A.3DS Server2.1.02019/12/4

Sandra Cruz

sandra.cruz@sibs.com

(+351) 217 813 000

SIBS Forward Payment Solutions S.A. R. Soeiro Pereira Gomes, Lote 1, 1649-031 Lisboa, PORTUGAL

Netcetera AG3DS Server2.1.02019/12/2

Borkica Shekerova

3dss@netcetera.com

+389 2 306 45 32

Zypressenstrasse 71, Zürich, 8040, Switzerland

2C2P PTE LTD3DS Server2.1.02020/1/9

Piyawit Manpanpanich

bd.3ds@2c2p.com

+66 2 116 7000

51 Tras Street, Level 2&3, Singapore, 078990 

/n Software, Inc3DS Server2.1.02020/6/22

Spencer Brown

3dsecure@nsoftware.com

/n Software, Inc

101 Europa Dr. Suite 110

Chapel Hill, NC 27517

USA

Innocore Co.,Ltd.
3DS Server

2.1.0

2.2.0

2020/7/15

2021/12/28

polaris

polaris@innocore.kr

5F Yuchang Bldg, 158 Baumoe-ro, Seocho-gu Seoul 06753, Korea

Innocore Co.,Ltd.
ACS

2.1.0

2.2.0

2020/7/15

2021/12/28

polaris

polaris@innocore.kr

5F Yuchang Bldg, 158 Baumoe-ro, Seocho-gu Seoul 06753, Korea

Tieto Latvia SIAACS2.1.02020/7/153ds@tieto.com
3dsecure.io ApS3DS Server2.1.02020/8/17

Søren Soltveit

hello@3dsecure.io

+45 8282 2200

P.O. Pedersens Vej 14, 8200 Aarhus N, Denmark

Tribe Payments LTD3DS Server2.1.02020/9/4

FADL Mahmoud

fm@tribepayments.com

004523323202

The Shard, 32 London Bridge Street, SE1 9SG London, England

Tribe Payments LTDACS2.1.02020/9/4

FADL Mahmoud

fm@tribepayments.com

004523323202

The Shard, 32 London Bridge Street, SE1 9SG London, England

Compass Plus Online JSC3DS Server2.1.02020/9/16

Alexandra Kochergina

a.kochergina@compassplus.com 

+7 3519 26 0000

68, Lenin ave., 455044, Magnitogorsk, Russia

CardinalCommerce CorporationACS2.1.02020/9/16

Cardinal Commerce Sales Ops

salesoperations@cardinalcommerce.com 

+01 440.352.8444 

8100 Tyler BLVD Mentor, Ohio 44060

CardinalCommerce Corporation3DS Server2.1.02020/9/20

Cardinal Commerce Sales Ops

salesoperations@cardinalcommerce.com 

+01 440.352.8444 

8100 Tyler BLVD Mentor, Ohio 44060

CA Technologies(A Broadcom Company)ACS2.1.02020/10/18Vikrant Nandakumar

vikrant.nandakumar@broadcom.com

+91 80 67683321 

1320 Ridder Park Drive, San Jose, California, 95131, United States

CJSC Processing Center CardStandard Co.,LtdACS2.1.02020/11/10

mps@cardstandard.ru

+73833364949

86, Kirova str.

Novosibirsk, Russian Federation

Shanghai Coshine Software Co.,LtdACS2.1.02020/12/15sales@coshine.com

+86-21-50581665

+86-21-50589775

Eton Place, 69 Dong Fang Road

Shanghai, China

Shanghai Coshine Software Co.,Ltd3DS Server2.1.02020/12/15sales@coshine.com

+86-21-50581665

+86-21-50589775

Eton Place, 69 Dong Fang Road

Shanghai, China

GPayments Pty Ltd3DS Server2.2.02021/3/18

GPayments Sales Team

sales@gpayments.com

+61 2 9453 5411

Suite 213, 7 Railway Street, Chatswood, NSW 2067, Australia

Infinitium Solutions Sdn Bhd3DS Server2.1.02020/7/20Ho Ching Wee

Info@infinitium.com

+603 7890 0058

B2-7-01, Meritus @ Oasis Corporate Park,2, Jalan PJU 1A/2, 47301, Petaling Jaya, Selangor,Malaysia

Modirum OU3DS Server2.2.02020/12/25Alexandros Limniatis

alexandros.limniatis@modirum.com

+306942466852

FINEXUS International Sdn BhdACS2.1.02020/7/28

Jeffrey Fook

jeffrey.fok@finexusgroup.com

+6012 322 7166, +603 4051 9904

Address: FINEXUS Campus, #1 Jalan Pangkor, Titiwangsa Sentral, 53000 Kuala Lumpur

Yong Sin Yoon

sy.yong@finexusgroup.com

+6012 382 5337, +603 4051 9909

Cherri Tech, Inc3DS Server2.1.02020/7

Paul Tsai

3ds@cherricorp.com

+886 2 2562 1066

7F, No. 69 Nanjing East Road, Zhongshan District, Taipei

Taiwan, China

Ravelin Technology Ltd3DS Server2.2.02021/5/24

Nicholas Lally

3ds@ravelin.com

Tieto Latvia SIA3DS Server

2.1.0

2.2.0

2021/8/113ds@tieto.com
FINEXUS International Sdn BhdACS2.2.02020/9/28

Jeffrey Fook

jeffrey.fok@finexusgroup.com

+6012 322 7166, +603 4051 9904

Address: FINEXUS Campus, #1 Jalan Pangkor, Titiwangsa Sentral, 53000 Kuala Lumpur

Yong Sin Yoon

sy.yong@finexusgroup.com

+6012 382 5337, +603 4051 9909

BPC AG3DS2.2.0
2021/12/2

Barish Yildiz

b.yildiz@bpcbt.com

+41 (43)5084024

+41 (43)5080410(Fax)

Neuhofstrasse 5A, 6340 Baar, Switzerland

BPC AGACS2.2.0
2021/12/2

Barish Yildiz

b.yildiz@bpcbt.com

+41 (43)5084024

+41 (43)5080410(Fax)

Neuhofstrasse 5A, 6340 Baar, Switzerland

China UnionPay Data Services Co., Ltd.ACS2.1.02021/3/1

Xiaosheng Chen

xschen@cupdata.com

+86 21 61068949

Building 7, Cupdata Tower, Gutang Road No 1899, Pudong District, Shanghai, China

IntervaleACS2.1.02021/11/2

Andrei Labych

intervale@intervale.ru

+7(495)789-82-02

The territory of the Skolkovo Innovation Center, 7 Nobel Street, floor 4, room 17, part 1, Moscow 121205 Russian Federation

Intervale3DS2.1.02021/11/8

Andrei Labych

intervale@intervale.ru

+7(495)789-82-02

The territory of the Skolkovo Innovation Center, 7 Nobel Street, floor 4, room 17, part 1, Moscow 121205 Russian Federation

PAAY3DS

2.1.0

2.2.0

2021/11/16

PAAY Sales Team

sales@paay.co

+1 646 847 7822

5 Hanover Square Suite #2102 New York, NY 1004

Netcetera AGACS

2.1.0

2.2.0

2022/1/13

Biljana Kuzeska Ivanoska

3ds@netcetera.com

+389 2 306 45 32

 Zypressenstrasse 71, 8040 Zürich Switzerland


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