UnionPay International Developer

Open API >Security >UnionPay 3-D Secure

UnionPay 3-D Secure

Security Developer Merchant Acquirer Issuer Internet Payment

The 3-D Secure authentication protocol is based on a three-domain model where the Acquirer Domain and Issuer Domain are connected by the Interoperability Domain for the purpose of authenticating a cardholder during an electronic commerce (E-commerce) transaction or identity verification and account confirmation.

Sandbox Testing

API Introduction

Key Features

Support browser mode and In-App mode on mobile phones and other devices.

Improve user experience with controllable friction rate.

Easy implementation with unified global standard on system integration.

Fraud monitoring and management via risk-based authentication and enhanced data exchange.

More secure and flexible authentication methods.

Support ID&V in non-payment scenario.

When to Use it?

UnionPay 3-D Seure is used for cardholder identity authentication in an online transaction. By enabling both frictionless mode and challenge mode, UnionPay 3-D Secure helps to improve user experience and secure transactions.

Who Use it?

Merchant, Issuer, Acquirer and Developer

Where to Use it?

This API is available globally for cross-border and transactions outside of the Mainland China.

Flow Chart

3DS 流程图.png

UPOP： UnionPay Omnichannel Platform， a front system of UPI switch and clearing system that handle transactions of online payment, mobile payment etc

API Reference

Note

Note

For APIs included and response code, please refer to EMV® 3-D Secure Protocol and Core Functions Specification.

EMVCo reference address: https://www.emvco.com/document-search/?action=search_documents&publish_date=&emvco_document_version=&emvco_document_book=&px_search=&emvco_document_technology%5B%5D=3-d-secure&emvco_document_specifications%5B%5D=specifications

Approved Third Party Institutions

UnionPay International helps to accelerate adoption of new technology by merchants, financial institutions, and other technology providers. Browse the approved 3-D Secure 2.0 Third Party Institution directory to look for partners meet your business needs.

Service Provider	Component	Version	Date	Contact Info
HiTRUST Incorperated	ACS	2.1.0	2019/4/19	Eric Chou 3ds_sales@hitrust.com +86-10-5172-7966 ext:100 7F, No 200, Kang-Chien Rd, Taipei 11494 Taiwan, China
HiTRUST Incorperated	3DS Server	2.1.0	2019/4/19	Eric Chou 3ds_sales@hitrust.com +86-10-5172-7966 ext:100 7F, No 200, Kang-Chien Rd, Taipei 11494 Taiwan, China
Infinitium Solutions Sdn Bhd	ACS	2.1.0	2019/9/19	Ho Ching Wee Info@infinitium.com +603 7890 0058 B2-7-01, Meritus @ Oasis Corporate Park, 2, Jalan PJU 1A/2, 47301, Petaling Jaya, Selangor, Malaysia
IsaacL and Korea Inc	ACS	2.1.0	2019/9/27	ilk@ilkr.com
Cherri Tech, Inc	ACS	2.1.0	2019/10/28	Paul Tsai 3ds@cherricorp.com +886 2 2562 1066 7F, No. 69 Nanjing East Road, Zhongshan District, Taipei Taiwan, China
AsiaPay Limited	3DS Server	2.1.0	2019/11/8	Edward Ng 3dsecure@asiapay.com +852 3173 1977 Unit 1701-05, 17/F, K. Wah Centre,191 Java Road, North Point, Hong Kong
AsiaPay Limited	ACS	2.1.0	2019/11/14	Edward Ng 3dsecure@asiapay.com +852 3173 1977 Unit 1701-05, 17/F, K. Wah Centre,191 Java Road, North Point, Hong Kong
The Logic Group Enterprises Ltd	3DS Server	2.1.0	2019/11/22	David Brusey david.brusey@barclaycard.co.uk 0330 1529391 Barclaycard, Logic House, Waterfront Business Park, Fleet, GU51 3SB, U
2C2P PTE LTD	ACS	2.1.0	2019/11/22	Piyawit Manpanpanich bd.3ds@2c2p.com +66 2 116 7000 51 Tras Street, Level 2&3 Singapore 078990
TSYS Card Tech Services Limited	3DS Server	2.1.0	2019/12/13	Devendra Panwar InterActiv3DS@tsys.com + 91 120 4191000 TSYS International, IT Steller Park, 7th Floor, Tower A, C-25, Sector 62, Noida 62, U.P (Pin : 201301), India
TSYS Card Tech Services Limited	ACS	2.1.0	2019/12/13	Devendra Panwar InterActiv3DS@tsys.com + 91 120 4191000 TSYS International, IT Steller Park, 7th Floor, Tower A, C-25, Sector 62, Noida 62, U.P (Pin : 201301), India
SIBS Forward Payment Solutions S.A.	ACS	2.1.0	2019/12/4	Sandra Cruz sandra.cruz@sibs.com (+351) 217 813 000 SIBS Forward Payment Solutions S.A. R. Soeiro Pereira Gomes, Lote 1, 1649-031 Lisboa, PORTUGAL
SIBS Forward Payment Solutions S.A.	3DS Server	2.1.0	2019/12/4	Sandra Cruz sandra.cruz@sibs.com (+351) 217 813 000 SIBS Forward Payment Solutions S.A. R. Soeiro Pereira Gomes, Lote 1, 1649-031 Lisboa, PORTUGAL
Netcetera AG	3DS Server	2.1.0	2019/12/2	Borkica Shekerova 3dss@netcetera.com +389 2 306 45 32 Zypressenstrasse 71, Zürich, 8040, Switzerland
2C2P PTE LTD	3DS Server	2.1.0	2020/1/9	Piyawit Manpanpanich bd.3ds@2c2p.com +66 2 116 7000 51 Tras Street, Level 2&3, Singapore, 078990

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